Archive | September 2014

Purchasing Real Estate Made Easy For You

Buying a new property can be a bit overwhelming for anyone. Buying your first home can be even more nerve wracking. The commitment and expense can be stressful. Use the advice contained in this article so that you have the most success and ease any of your concerns.

Try not to be too aggressive when you negotiate the purchase of a property. Many individuals want to try an extremely aggressive approach, but this doesn’t always work in their favor. Be clear and firm about what you want but let your lawyer or realtor do the negotiation for you.

If you are seeking to buy a pricey piece of commercial property, look for a business partner you can trust and can easily work with. You will have a better chance of getting the loan that must be secured in order to purchase the piece of real estate. Having a partner gives you an extra person to help pay the necessary down payment and any needed credit in order to be qualified for a loan.

Exercise flexibility when making decisions. While you might not get the perfect house in the community of your choice, you may be able to find something that works for you. If you are unable to find the home you want in the desired area, modify your search in either location or type of home.

See if your real estate agent has a home-buying checklist. A lot of Realtors have lists that contain all the important components of purchasing a home. A checklist will keep you organized and allow you to measure your progress.

If you want to have a good return on your property, try to do some remodeling. Your property’s value will increase quickly if you do this. Sometimes your property value will increase more than the money you put in.

This is a great time to think of investing in property. The market crashed, and prices as well as interest rates are extremely low right now. That means that it’s the perfect time to make that move into the affordable home of your dreams. The markets will go up again someday, so any investment you make will have returns.

When you are going to buy a house, you know the price the seller is asking for but deciding what your offer will be is something important to think about. The seller can help you settle on an ultimate selling price you will both be satisfied with.

Make a request, in your offer, for the seller assist with closing costs, inspection fees, and other expenses accrued in the process of the real purchase. For example, it may be to your advantage to ask for an interest rate “buy down.” However, be aware that a seller is usually less inclined to reduce the selling price if financial incentives are included in the offer.

If there is a house that you are thinking of buying, go to the internet to check the sex offender registry of the house’s neighborhood. While this information is accessible to the general public, the sellers are not in any way mandated to provide you any details on offenders in the neighborhood. Protect yourself by researching on your own.

Unless you live someplace cold that requires a fireplace, only buy a home that has a fireplace in the family room. A fireplace in multiple rooms becomes a real annoyance to maintain and you hardly use them anyway.

If you want to buy a spot for a business, ensure that it is located in a good area with reasonable stability and opportunities for growth. By opening a business in a bad neighborhood, you are less likely to get a large customer base. Consult your Realtor about the best neighborhood to open your business.

A home’s square footage will be listed in a variety of documents. You can ask the homeowner to see documentation verifying square footage or bring a tape measure to measure rooms yourself to verify a home’s size. You need to make sure public records for square footage match the listing. These numbers should be fairly close to each other, to a tolerance of about 100 sq ft. If they don’t match, find out more about the property and any changes that were made.

Are you ready to purchase a home? Hopefully, the guidelines listed above will help ease your concerns. Use this information to get the results you desire. Buying real estate does not have to be a difficult time. Owning real estate is a very rewarding experience! As you tour prospective properties, pay close attention to costs and choose wisely.

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YLighting Announces TECH Lighting Sale July 18-July 28


Walnut Creek, CA (PRWEB) July 18, 2014

YLighting is pleased to announce its TECH Lighting sale, running July 18 to July 28. Save 10% on the brands premiere decorative designs and track, monorail, and cable systems.

TECH Lighting sales are rare, so were very excited about this event, says YDesign Group CEO Sean Callahan. Our customers have always appreciated their thoughtfully designed and precisely-engineered products that offer practical solutions for lighting the entire home.

Some of the noteworthy items include:

Artic Grande Line Voltage Pendant: This oversize design features a sculptural metal frame and elegant arms topped by a high-gloss semi-translucent shade.
Soco Pendant: Short for sockets and cords, the Soco has a bare-lamp look and components that can be mixed and matched for a customized design.
Ava Low-Voltage Pendant: A modern take on the classic teardrop design, this light is hand-blown and hand-carved by Polish artisans.

About YDesign Group

YDesign Group is an online-led retailer offering the best in modern and contemporary lighting, furnishings, and decorative plumbing to design driven consumers and trade professionals. Our extensive, yet carefully curated selection ranges from iconic mid-century designs to todays most innovative products.

YLighting, our flagship brand that launched in 2001, is the leader in modern lighting sold online in the US. YLightings extensive selection of modern lamps, pendant lights, contemporary chandeliers, modern track lighting, table and floor lamps and ceiling fans represents the best modern designers and brands. The assortment features more than 10,000 designs from top international brands like Artemide, FLOS, Nelson Bubble Lamps, and Louis Poulsen. In 2008 we launched YLiving to provide our customers access to exceptional modern furniture and accessories. YLiving offers thousands of modern furnishings from such renowned brands as Herman Miller, Knoll, and Kartell, as well as from up-and-coming companies. In 2013, we expanded into the decorative plumbing category and in 2014, we launched YBath, our third store.







Turn Your Dream Home Into A Reality Starting Right Here

Buying real estate is attracting a lot of interest these days. It can even become a career for you. Demand for buying real estate, without losing money or falling for a scam, has gone up. This is a great time to begin. The following hints and tips can help you make a sound real estate purchase.

A realtor should keep in contact during the holiday season with those people that they have worked with in the past. Your former clients will be glad to hear from you and remember the real estate help you gave them. At the end of your greeting, let them know that you function by means of referrals and you would really appreciate it if they recommended you to their other friends.

Buying commercial property can be easier if you have a partner that you can trust. When you have a partner who has a good financial standing and reputation, it is much easier to quality for the loan needed to purchase the property. Having someone backing you up can make it easier to gather the resources and credit required to secure a commercial loan.

When you are looking to purchase a new house, think about your long term picture. If you plan on living in the home you purchase, then you might want to view the nearby schools even if you do not have kids. You might want them someday, and it’s better to be safe than sorry.

You need to expect extra fees or costs if you are buying a home. Buyers usually calculate the closing costs by adding the down payment, the points to the bank and the pro-rated real estate taxes. Closing costs of a home can have extra things included like school taxes or improvement bonds!

Once you have real estate, you can increase your investment by simply completing some repairs or remodeling projects. You will be able to benefit from a return almost immediately on the investment and you will see a rise in property value. Your value might well rise more than your initial investment.

Understand how the length of your loan will affect what you pay. Understanding how monthly payments are calculated and how interest is accrued is essential to knowing whether your budget can withstand the additional expenses.

When you submit an offer on a property, you can request that the seller help to cover the closing costs, or request other kinds of financial incentives. You can often “buy down” an interest rate, in which the seller pays to lower your interest rate for some time in the beginning. By asking for financial incentives, you are possibly keeping the seller from negotiating the selling price.

You always want to do a lot of research before you decide to buy any property. Not taking enough time to research will result in your purchasing something that will cause you regret later. Research important features of the property, such as crime rates, property age, and any other factors that may be necessary for an informed purchase.

When looking to select the perfect agent to represent you, make sure you inquire how long he or she has lived in your preferred area. If they haven’t been on the job or in the area for that long then they won’t be as up to speed on local restrictions, roads, and schools as someone else would. Look to an real estate agent who has resided there for 10 years or more.

It is likely now very evident why this is is something people love to do. In fact, there are a ton of ways to go about it. And the information on doing it for profit effectively is aplenty. By taking the tips from the article you read here, you are now on the path towards buying the property that fits your needs.

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Expert Ideas For The Smart Home Buyer

Buying real estate can be a monumental process, particularly if you have never done it before. The realization of how much the property truly costs and how big of a commitment it is can cause a lot of stress. Use the advice contained in this article so that you have the most success and ease any of your concerns.

Try and be moderate in your negotiations in regards to real estate. Many times people are too aggressive because they are trying to get the best price, and they end up losing out entirely. Feel sure about the deal that you’re making but always defer to your Realtor, as they can provide some very sensible information.

Each agent should connect with former clients on special occasions to maintain the relationship. Hearing again from you will let them remember of how you helped them when they were selling or buying. At the end of your greeting, let them know that you function by means of referrals and you would really appreciate it if they recommended you to their other friends.

When purchasing expensive commercial properties that are large, look for a partner who you can trust. Meeting the conditions for a commercial loan is much easier when two or more people cosign. When you have someone else willing to share the purchase, he or she can provide part of the down payment. Likewise, his or her credit is also factored in when you are applying for commercial loans.

If you make an offer and the seller doesn’t accept it, there’s always room for negotiation. They might offer to make certain repairs to the house, or even pay your closing costs.

When considering the purchase of a new home, it’s very important that you look at the long-term and not just the short-term. If you are planning on having kids, make sure that you purchase a home that has a good school nearby.

Request a checklist from your Realtor to put yourself in the best position before buying. It is common for Realtors to have a compiled list of every consideration, including how to locate your dream home, financing based on your ability to pay and closing the deal. Such a document is a great way to ensure that all details of the transaction are addressed.

Make sure that you have a little bit of extra money put away in case any unexpected costs pop up when you’re buying a home. Buyers typically figure out their closing costs by totaling the down payment, any points that they pay to the lender, and all real estate taxes after they are prorated. But there can be even more costs at closing. These may include property taxes and assessments.

It is of utmost importance to have a good understanding of mortgage loan terms when buying a home. Understanding how the mortgage term will affect your monthly mortgage payment, as well as how it will affect the total cost you will pay over the life of your loan, will help minimize later confusion.

You should consider investing in the real estate market at this time. Given the burst of the housing bubble, average property value is really low. This is a perfect time for first-time home buyers to get into a home, or for current home owners to invest in a larger property. The housing market will eventually turn around and begin increasing again, which will make your investment more profitable.

Before making a real estate purchase, it is important that you consider whether the asking price is fair or not and place your offer accordingly. If you are clear and honest in negotiations with the seller, you are more likely to reach an agreement you can both accept with a smile.

Plan ahead of time which questions you are going to ask your real estate agent. Ask all of the important questions, like how many houses they have helped to sell this last year, and what is the number of homes they sold that are in the area you are looking at? They should answer every question professionally.

Get online and check the local sex offender registry for the neighborhood of any house you consider purchasing. While sex offender data is, by law, publicly available, do not think for a moment that home sellers or their real estate agents will feel any obligation to pass it along to a potential buyer. Research it yourself for peace of mind.

So, are you ready to buy now? Hopefully, these tips will ease your concerns. Use the tips here to your advantage and ensure your success is maximized. Buying real estate properties doesn’t need to be difficult. It’s exciting to own something! All you have to do is be mindful of the costs and not rush into anything.

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Easy Ways To Get The Best Deal On Real Estate

Purchasing a piece of real estate is daunting for a first time buyer. It can, however, be a very lucrative investment, and when the right decisions are made, it can also improve the quality of your life. The following tips can help anyone with a real estate purchase, regardless of their experience.

Make sure to contact people you helped to buy a house every holiday, and on anniversaries of their first day in the house. When you contact them, they will recall how you helped them with their real estate experience. Remind them that all of your work comes from referrals, so you would appreciate their help.

Make sure that you are looking for a home that will adequately fit your family if you are planning on having children or already do. Steep stairs or swimming pools are items to closely examine if you have children in the home. Purchasing a home from someone who raised their own children in it can give you some peace of mind about its safety for your own kids.

You may find that the sellers may work with you in order to ensure that you are able to buy the house, even if either of you needs to make some sacrifices. Sellers will often cover repairs or closing costs, in order to help a buyer afford the property.

You should be willing to show a degree of flexibility. You probably won’t be able to get everything on your want list, but narrowing it down to a few things you absolutely have to have can give you a lot of what you want. If you don’t find the home of your choice in an area that you want to live in, look for a different home. At some point you may want to look in a different neighborhood.

Set aside a fund for unexpected expenses linked to the new property. Typically, closing costs include your down payment, real estate taxes for the year and points you have to pay on your mortgage when purchasing the house. Closing costs might consist of extra fees such as taxes, bonds, or fees based on the local area.

If you want to purchase real estate for investment purposes, the likelihood of performing remodel and repair work is high. You will benefit from the immediate return on the money you put in because the value of your property will go up. Often, the increase in value will be more than the cost of the renovation.

A good tip before buying in a neighborhood is to look at the registry for sex offenders in that area before you sign the contract. The real estate agent and seller do not have any motivation or requirement to provide this information to you voluntarily. Research it yourself for peace of mind.

If you live somewhere where you do not need it, do not buy a house with a fireplace anywhere but the living room. You will find yourself not using these fireplaces and wasting time keeping up with them.

It can be invaluable for you to obtain an authorized letter of approval from a lender prior to beginning your search for real estate. A giant reason is because you need to know if you will get the financing before you get your hopes up. In addition, the process of finalizing a loan can end up being tedious and long, so getting a head start will only be of benefit to you as you progress.

Do not purchase a property unless you engage in proper research. If you jump the gun, you will make a bad choice and end up with a property that will actually result in money losses. Therefore, prior to purchasing any specific property, it is important to investigate the neighborhood, crime rates, repairs needed on the property, and any other relevant details.

When you are choosing an agent to assist you in looking for a house, find out how long he has lived in the immediate region. For those unfamiliar with the area, advice about the roads or neighborhood itself will be sparse. Ideally, you should select an agent that has been a resident of the area for a minimum of ten years.

Real estate is usually the biggest expenditure you’ll ever make. It is also one of the most difficult decisions you’ll probably ever have to deal with as well. Hopefully, the tips that have been covered here, have given you some of the tools you need to be more prepared to make the decision to buy real estate.

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Real Estate Buying Advice For Potential Home Owners

There are many reasons that people purchase property in today’s marketplace. Whether it’s to start a new life or a new career, buying property is a popular move. People want to be able to purchase property successfully, avoiding the pitfalls, so they can make money rather than losing it. You can begin immediately. The following tips can help you get started in real estate.

When trying to negotiate the purchase of real estate, don’t be too accommodating or too inflexible. Try to strike a reasonable balance between the two approaches. Overly-aggressive bargaining tactics often backfire. Be clear and firm about what you want but let your lawyer or realtor do the negotiation for you.

Properties that require major improvements are usually sold at a lower price. This gives you the opportunity to get in at a lower cost, and spend money in smaller bursts over time as you make repairs. You will have the ability to renovate the house to your exact tastes while you accumulate equity along the way. Make sure that you are looking at the potential a house has, instead of focusing on the negatives. It may be that your ideal home lies beneath some ugly wallpaper and dated cabinetry.

With current markets, now is a great time to purchase real estate. The housing bubble has finally popped, so house prices are at sane levels again. If you’ve always dreamed of owning a home, now is the time to buy. Since the prices will eventually go up again, if you purchase now, you are sure to make your investment profitable.

Plan ahead of time which questions you are going to ask your real estate agent. Important questions you need them to answer include how many sales they made over the last year, and how much experience they’ve had in the neighborhood you’re looking at. The agent should be prepared to answer all of these questions in a professional manner.

Go online and check out if there are any sex offenders registered in the area of houses you want to buy. While the sex offender registry is public, you had best check it yourself, as the agent and seller are unlikely to voluntarily disclose this information. It is important that you take responsibility for your own research.

Try to buy houses that have fireplaces only in the family room. Learn more about fireplaces and find out how much getting one cleaned regularly costs before making your decision.

If you want to purchase a foreclosed home, be aware that it will most likely need repairs. Vacant homes, as is often the case in foreclosures, haven’t had regular maintenance. Quite often a foreclosed house will require a new HVAC system, and it may also have pests.

So if you’ve decided you want to buy a place, now you need a real estate agent. It’s important to find a trustworthy agent. You also need an agent with experience and expertise. Research as much as possible and locate an agent who will keep you in mind, and lead you to the best home for you.

Learn as much as you can before you jump into the property market. Many individuals get into the real estate market without thinking things through, and they buy properties that they never should have become involved with. This can cost them time and money. Prior to spending your money on anything, inquire about the area that the property is located in, how much crime is in the area, how old the property is and more.

If you want to buy a portion of a building, or perhaps the entire building, to open your own business, be sure that the building is in a nice, safe neighborhood. If you choose a bad neighborhood as the venue for your business, you probably won’t get a lot of customers. Ask a real estate agent on where it is best to open shop.

If a home has made your short list, have the home inspector get the home’s dimensions. Ascertain by checking public records that the owner has correctly listed the square footage of the home. If the numbers are not within 100 sq. feet, find out why there is a discrepancy; you may need to reconsider buying the home.

Stick to your objectives when purchasing real estate as an investment. Consider whether you have long term or short term goals. If you are not completely satisfied with the property you are going to purchase, walk away and look for another. For a number of reasons, many real estate investors don’t focus on meeting their needs, and end up losing their investment.

It’s easy to see why people find this job so appealing. There are different ways to go about it. You can also find lots of helpful ideas on how to search for and purchase real estate effectively. If you follow these tips, you’re on the way to getting the real estate you need or want.

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Crystorama Launches DESIGNER STYLE Contest on Facebook


(PRWEB) July 01, 2014

On July 1, Crystorama, one of the nations leading providers of decorative lighting, will launch DESIGNER STYLE, a contest in which lighting designers can show their style and compete for a starring role in a Crystorama print advertisement.

Were continually impressed with the creativity and style that designers bring to a home and we want to share those ideas and inspiration, said Brad Kleinberg, president of Crystorama, which will host the contest on its Facebook page. The DESIGNER STYLE contest will provide a showcase for designers to display beautiful ways they are using lighting.

In the DESIGNER STYLE contest, entrants must email a photo of a Crystorama installation from a clients project to info(at)crystorama(dot)com and include the retailer name. Upon receiving each photo, Crystorama will add it to a DESIGNER STYLE Facebook photo album. The photo receiving the most likes will receive a first-place prize of $ 500 and will be featured in a Crystorama print advertisement later in the year. The second-place winner will receive $ 300 and third place will receive $ 100. The sales representative who covers the territory where the first place winner is located will receive $ 200.

All photos must be emailed to info(at)crystorama(dot)com between July 1 and August 31, 2014. Winners will be announced on September 2, 2014.

This contest provides us with another opportunity to celebrate talented designers in the lighting industry, and we cant wait to see their work, Kleinberg said.

To view contest entries and vote for your favorite, visit Facebook.com/Crystorama.

About Crystorama

For more than 50 years, Crystorama has been a leader in the lighting industry, recognized for distinctive lighting creations that are exceptional in quality, design and craftsmanship. Drawing upon its depth of knowledge and expertise and inspired by fashion and art, Crystorama continues to innovate with modern shapes, materials and colors.

Crystorama chandeliers are featured in such prestigious institutions as the U.S. Supreme Court, Constitution Hall and the Palace Theatre, as well as hotels, resorts and homes that range from urban lofts and country estates to suburban neighborhoods. The family owned business is headquartered in Westbury, N.Y., and serves retailers and contract distributors nationwide. On the web at http://www.crystorama.com.







Related Chandelier Press Releases

Buying A Foreclosure Is Often A Great Idea

As with any other high-stakes transaction, you need to know what you are doing before you sign on the dotted line. What you learn will empower you, and it will help you make wise choices that will produce good results for you and everyone in your family for the future. Read this article to learn more about purchasing real estate.

Real estate agents who make an effort to remember clients will be rewarded when those clients need to remember a real estate agent. This will remind people of how helpful you have been to them during their real estate experience. Be sure to tell them that you would appreciate it if they recommended your services to their friends.

If a home is a real fixer and needs lots of work, you can probably get it for a good price. Purchasing one of these lets you save money, and you can put work into the home at your pace and on your budget. In addition to customizing the home to your tastes, you are creating valuable equity each time you make an improvement. Be sure to look for what a house could be, not what it currently lacks. It’s quite possible that behind that ugly, outdated paneling, your dream home is hiding.

When you are planning to purchase a large and costly commercial property, look for a reliable investment partner. When you have a partner who has a good financial standing and reputation, it is much easier to quality for the loan needed to purchase the property. Having a good partner will help you with a down payment, while also making the commercial loan qualification process much easier.

Don’t forget to look at your long-term plans when searching for a new place to live. If you are planning to stay in the house you are purchasing for several years, you should consider the location of the house in relation to your preferred school district in case you decide to have children.

When trying to make a good investment for your real estate, think about remodel or repair work. This way, you can have an investment return quickly, because the value of your property will go up. Sometimes your value will go up more than what you invested.

You will know what the seller is asking for a home you are considering buying, but you still need to determine your own offer. With help from the seller, you should be able to settle on a final selling price you are both happy with.

Ask for closing cost assistance from the seller to save yourself some up front expenses. One common practice is to request that the seller “buy down” interest rates for one or two years. When you ask for help with upfront expenses, the seller is not as willing to negotiate on the price of the home.

When you find a home you love, one of the first things you should do if hop on the Internet and check your potentially future neighborhood for registered sex offenders. While sex offender data is, by law, publicly available, do not think for a moment that home sellers or their real estate agents will feel any obligation to pass it along to a potential buyer. Do your own research!

Having read this article and enhanced your knowledge of being a buyer in the real estate market, is going to benefit you in many ways. A real estate agent’s help is limited, and you will need to make many other decisions independently. With these tips you can more confidently approach the real estate game.

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